Overdraft Facility


Thank you for getting in touch with us. Please note that at the moment we do not have the facility for individual account holders. However, we offer salary-based loans with the following terms and conditions: 


• salary has to be coming through NMB Bank

• Interest rate of 69%

• Maximum tenor 18months

• Multiplier - 6times net salary (maximum of ZWL500,000.00) 

• Admin fees- 5%

• Insurance - 1% per year

We require the following documentation: 


• Loan form

• Copy of ID

• current payslip

• 1 passport photo

• letter of undertaking from the employer

• Current proof of residence

• contract of employment.


Should you require further clarity do not hesitate to get in touch with us. 


Kind regards 


NMB Bank